The future of the industry

Until 2030, Gambia's trajectory depends on the pace of formalization of the online marketplace and the cooperation of regulators with the fintech sector.

The growth potential is carried by clear licensing rules, KYC/AML standards, local and regional payment gateways, as well as responsible play tools (self-exclusion, limits, age control).

Tourism and mobile Internet will support the demand for bets and instant online products; niche formats will appear - live betting, virtual sports, online lotto.

The main risks are low solvency, offshore demand leakage, cybersecurity and match honesty.

The baseline scenario is gradual legalization and tax stabilization; optimistic - attracting investments through transparent licenses and integration with the regional ECOWAS market; conservative - preservation of fragmentation and predominance of the gray sector.