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Casino and gambling in Andorra
Andorra is a small principality in the Pyrenees known for its neutrality, tax breaks and tourism.
Gambling has long been banned here, but in recent years the country has been actively developing a regulated gambling industry, seeking to attract investment and foreign tourists.
Today, Andorra has a modern casino, and online gambling legislation is underway.
Legislative framework
For a long time, gambling in Andorra was completely banned. This changed with the enactment of the law "Llei 37/2014 del règim jurídic de l'organització i el funcionament dels jocs d'atzar" (Law on the Regulation of Gambling), which came into force in 2015.
This law created the legal basis for licensing:- land-based casinos;
- lotteries and bingo;
- sports betting;
- online gambling (in perspective).
The industry is controlled by the Andorra Gambling Regulator (Consell Regulador Andorrà del Joc), an autonomous state body subordinate to the Ministry of Economy.
The main principles of the law:- state control and transparency of operations;
- protecting players and preventing addiction;
- mandatory identification and AML (anti-money laundering);
- licensing of all gambling operators.
Land-based casinos
The country's main gambling establishment is Casino d'Andorra, opened in 2021 in the capital Andorra la Vella.
It is the first and only licensed gambling complex in the principality.
Casino d'Andorra offers:- European and French roulette;
- poker, blackjack and baccarat;
- modern video slots and slot machines;
- VIP lounges and lounge areas;
- restaurants and recreational activities.
The casino operator is Jocs SA, the company that won the international tender for the construction and management of the casino, conducted by the Andorran government.
Online gambling
Online gambling in Andorra has not yet been officially launched, but the legislation provides for the possibility of its legalization.
According to the 2014 law, the country plans to introduce a separate license system for online operators who can offer:- slots and board games;
- sports betting;
- poker and bingo;
- live games.
The development of regulations was carried out from 2021 to 2024, and the government is currently preparing a pilot licensing system for Internet casinos.
At the moment, Andorrans can only play on international sites registered in Malta, Gibraltar or Curaçao.
Popular brands among players:- Betsson, LeoVegas, Unibet, Stake, Casumo, PokerStars, Bet365.
Licensing and taxation
The Andorran government has established attractive conditions for operators:- the license can be obtained by a company registered in Andorra or the EU;
- authorized capital - from €1 million;
- mandatory storage of game data in the country;
- strict KYC and AML requirements.
Such a system makes Andorra a potentially new licensing centre for iGaming in the Pyrenees, competing with Malta and Gibraltar.
Responsible play
The law "Llei 37/2014" pays special attention to the protection of players and the fight against addiction.
Operators must:- check the age and identity of customers (18 +);
- provide self-exclusion tools;
- inform about the risks of addiction;
- provide financial limits on deposits and losses;
- store player data encrypted.
The regulator also plans to introduce a national portal Responsible Gaming, similar to Spelpaus. se (Sweden) and ROFUS (Denmark).
Economic importance
The development of the gambling industry is seen as part of a strategy to diversify Andorra's economy, traditionally dependent on tourism and the banking sector.
According to the Ministry of Economy (2024):- the gambling sector brings up to €10 million in tax revenues per year;
- Casino d'Andorra receives over 200,000 visitors annually;
- about 250 jobs created in the casino and hospitality industries;
- the launch of online gambling is expected to increase industry revenues by 30-40%.
Payment systems
Andorra is fully integrated into the European financial system, so casinos and bookmakers support standard payment methods:- Visa, MasterCard, Maestro;
- Skrill, Neteller, ecoPayz, Revolut;
- SEPA transfers;
- cryptocurrencies (Bitcoin, Ethereum, USDT) - in test mode.
In the future, online operators will be able to use Andorra's proprietary fintech solutions focused on security and KYC.
Challenges and challenges
delay in the implementation of online licenses;- dependence on tourist traffic;
- the need to comply with FATF and EU AML standards;
competition with Malta, Gibraltar and Estonia in licensing.
Nevertheless, thanks to political stability and low taxes, Andorra has every chance of occupying the niche of "boutique licensing" for small but reliable operators.
Development prospects
Main directions for 2025-2027:- launching a national online gambling platform;
- issuing the first digital licenses;
- international cooperation with regulators in Malta and Spain;
- implementation of monitoring systems and Responsible Gaming;
- development of esports and integration with the fintech sector.
Andorra aims to be the new regulated and safe hub for European gambling, where transparency, low taxes and technological flexibility are combined.
Andorra is an example of a small country that is cautiously but confidently entering the world of legal gambling.
With the advent of Casino d'Andorra and future online licenses, the principality is shaping the image of a new European iGaming hub that combines security, tax attractiveness and a high level of regulation.
Thanks to this, Andorra can become one of the most progressive and sustainable gambling markets in Southern Europe, while maintaining its neutrality and financial reputation.
