In Croatia, the sector is governed by the Games of Chance Act; supervision and licensing is carried out by the Ministry of Finance/Tax Administration.
The law covers land casinos, bookmaking and distance formats (interactive channels).
For online casinos and online betting, annual fees are established (e.g. €600,000 for online casinos and €400,000 for online betting under the latest 2025 amendments), as well as technical standards for player identification, deposit/payment processing and responsible gaming control.
Winnings are taxed at progressive rates (10/15/20/30% depending on the amount).
The vector of regulation is the strengthening of advertising requirements and the fight against the "gray" market while maintaining the licensed model.
Review of Croatia's basic gambling law - Zakon o igrama na sreću: types of permitted games, licensing and concession models, role of the Ministry of Finance, requirements for online operators, taxation, AML/KYC, advertising, Responsible Gaming and the vector of possible reforms.
Learn more →Who regulates gambling in Croatia: structure and powers of the Ministry of Finance, licensing and concessions, online supervision, AML/KYC, advertising, Responsible Gaming, inspections and sanctions. We give checklists for operators and players and the vector for the development of supervision.
Learn more →In Croatia, casinos, bookmakers, lotteries and their online forms are allowed. We analyze the legal framework, who and how receives concessions/permits, rules for offline and the Internet, KYC/AML, Responsible Gaming, advertising, taxes and practical checklists for players and operators.
Learn more →In Croatia, online casinos and online betting are available to both domestic and foreign companies - subject to obtaining a license/concession, technical certification and compliance with KYC/AML and Responsible Gaming. We analyze entry requirements, taxes and payments, advertising, data protection, checklists for operators and players, as well as market growth points.
Learn more →In Croatia, the basic logic of the fiscal burden on iGaming falls within the range of 15-20% of GGR (depending on the vertical and concession conditions). We analyze the structure of payments, examples of calculations, the impact on P&L, compliance, bonus policy, marketing and scenarios for adjusting the model.
Learn more →Croatia maintains strict standards of admission and supervision: transparent concessions, KYC/AML "by default," mandatory RG tools, advertising restrictions, remote fiscal monitoring, inspections and sanctions. We analyze the requirements for online and offline, checklists for operators and players, KPIs and compliance practices.
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