Crypto Casino
Torrent Gear
Payment methods: cards, Viva Wallet, Skrill, Paysafecard
The financial infrastructure of the Greek iGaming market is built on the principles of transparency, security and local adaptation. After the legalization of online gambling in 2021, operators are required to use only certified payment solutions approved by the Hellenic Gaming Commission (EEEP).
Players have a wide range of ways to top up and withdraw funds, including bank cards, Viva Wallet, Skrill and Paysafecard - a combination of international standards and national fintech solutions.
1) Bank cards are the basis of the payment system
Supported: Visa, Mastercard, Maestro, as well as local debit cards of Greek banks (National Bank, Alpha Bank, Eurobank).
Replenishment: instant enrollment, minimum deposit from €5-10.
Withdrawal: 1-3 business days, depending on the bank.
Security - TLS 1 encryption. 3, two-factor authorization (3D Secure 2. 0).
Advantages:- maximum reliability and simplicity;
- compatibility with all licensed casinos;
- no fees on deposits.
- not all banks approve direct transactions with iGaming sites;
- withdrawal may be slightly slower than through e-wallets.
2) Viva Wallet - Greek fintech partner of iGaming
Origin: Viva Wallet, founded in Athens, is the first Greek cloud payment system licensed by the European Central Bank.
Integration: supported by leading operators - Stoiximan/Betano, Novibet, Interwetten.
Features:- 24/7 instantaneous deposits and withdrawals;
- support for Apple Pay and Google Pay;
- the ability to create virtual Viva Prepaid cards;
- direct integration with Greek banks.
- This service has become a national analogue of PayPal, providing complete transparency of transactions and compatibility with the requirements of EEEP and EU AML directives.
- In addition, Viva Wallet provides user anonymity within a legal framework - card data is not transferred directly to the casino.
3) Skrill - international standard of convenience
Provider: Paysafe Group (UK)
Popularity: More than 40% of Greek gamblers use Skrill for online casino deposits.
Advantages:- instant transactions;
- support for EUR accounts and cryptocurrency transactions (via Skrill Crypto);
- high limits for VIP users;
- easy integration with casino bonus programs.
- Skrill is approved by the EEEP as the official method of replenishing licensed sites.
- Casinos are required to use a certified API module for data exchange.
- All operations take place in accordance with PSD2 and GDPR.
Skrill is ideal for players who prefer speed and privacy, as well as those who actively participate in international tournaments.
4) Paysafecard - prepaid security
Format: Voucher with a unique 16-digit code.
Refill: Available at supermarkets, kiosks and online.
Features:- does not require a bank account or card;
- provides 100% anonymity;
- suitable for limited deposits (up to €250 per transaction).
- Conclusion: Paysafecard Mastercard account or Skrill link is used to withdraw winnings.
- ideal for players who prefer to control costs;
- used as a tool for responsible play - limits the amount of replenishment;
- widely distributed throughout Greece, including the islands.
5) Control and security of transactions
Greek operators are obliged to comply with the requirements:- AML Directive (Anti-Money Laundering) - anti-money laundering;
- KYC (Know Your Customer) - user identification;
- GDPR - personal data protection.
Each transaction is recorded in the EEEP centralized reporting system, which eliminates manipulation of balances and bonuses.
For players, there is a chargeback for proven technical errors.
6) Additional methods
In addition to the main payment systems, licensed casinos in Greece support:- Neteller is an alternative to Skrill with VIP Silver/Gold;
- SEPA bank transfers;
- Apple Pay and Google Pay for mobile transactions.
- However, all alternative methods are pre-certified and associated with verification through Greek financial regulators.
7) Financial ecosystem and tax aspect
All casino transactions are subject to a single 35% GGR tax.
Payment systems automatically provide data on EEEP transactions.
Operators do not have the right to withhold internal commissions - they are covered by GGR.
This makes the model transparent and safe for both players and the state.
8) Forecast to 2030
Development of instant payments and Open Banking.
Implementation of crypto payments under the control of EEEP and EU directives.
Viva Wallet expansion and integration of national QR systems.
Growing popularity of Apple Pay/Google Pay among the younger generation.
An increase in the number of anonymous tools with limited limits within Responsible Gaming.
Payment methods are the foundation of trust in Greek online gambling.
Bank cards provide stability, Viva Wallet provides local convenience, Skrill provides international flexibility, and Paysafecard provides control and security.
It was the combination of these decisions that created a balanced financial ecosystem, where each player can choose the best way to play, and the state can guarantee the transparency and legality of all transactions.