The future of the industry

Malta will strengthen its gold standard status: regulatory upgrade for B2C/B2B, deeper fit & proper checks, RG/AML stress tests, operational audits, cyber resilience standards and incident management.

Platforms are shifting to the cloud and modular architecture, introducing AI tools to monitor risks, "markers of harm," anti-fraud and personal limits.

Payment loop - more open-banking, transparency of sources of funds and reporting.

The ecosystem will continue to grow through the export of technologies (content aggregation, payment orchestrators, live/RNG studios) and compliance services.

Competition from other hubs will increase, so the focus is on licensing speed, quality personnel, ESG agenda and predictability of rules.

Bottom line: a cleaner and more technologically advanced model with high sewerage to the legal segment and sustainable international revenue.