Legal casinos, bookmakers, lotteries
The Polish gambling market is built on the principle of "only what is expressly allowed by law is allowed." There are three reference categories in the legal field: casinos, bookmakers and lotteries. At the same time, the online part is divided: bets are allowed by private licensees, and online casinos are regulated differently (state-circuit). Below is how it works in practice for players and operators.
1) What exactly is legal
1. 1 Casino (offline)
Stationary casinos are allowed under license/concession for a specific location.
Requirements: confirmed capital and reputation, certified software/RNG, security and video surveillance, transaction logging, 18 + access control.
Slot machines and tables - within the permitted format and number approved in the license.
Online casinos for private operators are not allowed; the corresponding vertical is in the state contour.
1. 2 Bookmakers
Offline (PPS): legal under license with reference to the addresses of betting points.
Online: legal at private licensees; the site/application operates under a Polish license, with local requirements for data storage and reporting.
Pre-match and live markets are allowed, calculation according to the approved rules; responsible play tools are mandatory.
1. 3 Lotteries and sweepstakes
Public and permitted private lottery formats are legal.
Historically, the key operator is the state circuit: national numerical lotteries, instant tickets, sports betting.
Sale - from authorized distributors offline and in the digital channel, where it is directly allowed.
2) Online: What you can and can't
Online sports betting at private licensees is allowed (after licensing in Poland).
Online casinos/slots - in the state circuit; private. com casinos without a Polish license are considered illegal.
To combat the "gray" segment, domain lock registers and payment restrictions are used.
3) Age, KYC/AML and player clearance
The minimum age is 18 + (check at the entrance to the casino/PPS and during online registration).
KYC before deposit/withdrawal: document +, if necessary, confirmation of address and verification of payment means with the account holder.
AML circuit: transaction monitoring, limits and reporting; suspicious operations are blocked.
4) Responsible play (RG)
Licensees are required to provide:- deposit/rate/time limits;
- timeouts and self-exclusion;
- visible risk warnings and a Responsible Play section;
- transaction history and transparent net result by period.
- Minors are excluded from access and targeting.
5) Advertising and affiliates (in general terms)
Only licensees can advertise and only their allowed verticals.
Forbidden "euphoric" tone, promises of "easy money," targeting the audience with a noticeable share <18.
The operator is also responsible for partner traffic (affiliates): pre-moderation of creatives, quick withdrawal of violating materials.
6) Taxes and fees (no figures)
Taxation rates vary by vertical (bets, casino games, lotteries).
For rates, the negotiable principle applies; for game verticals - other methods, closer to the GGR approach.
Part of the proceeds is systematically directed to sports/culture/prevention of gambling addiction.
Specific percentages and thresholds should be specified according to current standards.
7) Player rights
Play only with licensees = protect data and funds, transparent settlement rules and payment terms.
Access to the history of bets/deposits/withdrawals, understandable T&C bonuses.
Ability to set limits, enable timeout or self-exclusion; channel for claims and dispute proceedings.
8) Operator responsibilities (compliance checklist)
1. Valid license/permit for the corresponding vertical.
2. Certified software (RNG/feeds), secure channels and log storage.
3. Full KYC/AML loop, sanction/PEP screening, reporting.
4. RG mechanics "default" and visible 18 + warnings.
5. Transparent settlement rules, payment terms and understandable bonus T & C.
6. Advertising within the permitted limits; control of affiliates and traffic sources.
7. Contracts with authorized payment providers, transparent commissions/courses.
9) Practice: how a player can quickly check legality
The site has Polish details and a license number.
The sections "Rules," "Responsible Play," "Privacy Policy" are visible.
Local payment methods are supported, fees/limits are specified.
Support answers in Polish/English, the calculation rules are clear in one click.
In Poland, offline casinos are legal, bookmakers are legal (offline and online from private licensees) and lotteries are legal - subject to strict observance of licenses, KYC/AML and the rules of responsible play. This model does not maximize the number of operators, but provides transparency, social protection and predictability for all market participants.