(H1): National Lotteries (Bolivia)

1) Legal framework and regulator

Basic Act: Ley del Juego (2010) and by-laws.

Regulator: Autoridad de Fiscalización y Control Social del Juego (AJ) - issues permits, approves circulation rules, controls ticket sales, publication of results and distribution of prize money, conducts inspections and applies sanctions.

The principle: any lottery (public or private/charitable) is only possible with the permission of AJ with an approved circulation regulations and prize scheme.

2) Types of lotteries and draw formats

Classic numerical lotteries (circulation): selection of combinations, draw on schedule (weekly/monthly).

Instant (scratch cards/instance): instant detection of winnings, centralized accounting of series/circulations.

Draws with pre-printed numbers: tickets with unique codes, drum/RNG circulation.

Charity/special circulations: for a specific event or social purpose (only with AJ permission and transparent report).

Online lotteries/ticket sales: allowed if AJ order for digital channel (e-KYC, data protection, transaction log) is observed.

3) Permission and documentation (for organizer)

The package usually includes:

Draft Lottery Regulations: name, frequency, draw mechanics, prize scheme, odds, ticket return/exchange rules.
Circulation plan for the year (dates, ticket issue volume, price).
Financial model: share of prize fund, expenses on issue/distribution, reserves for large prizes.
Anti-fraud and ticket control: batch numbers, protection against duplication, accounting for returns/disposal.
RG/AML/KYC procedures and complaint handling.
Official channels for publishing results (website, print/TV/radio, social networks) and reporting form in AJ.

💡 AJ approves the regulation and may require demonstration of the draw/RNG procedure and independent presence at circulations.

4) Prize money and payouts

The share of the prize fund is fixed in the regulations (for example, X% of the gross revenue of the circulation or pre-prescribed fixed prizes).

Large prizes: reservation/insurance, public procedure for identifying the winner, tax/documentary verification before payment.

Terms of applying for a win: clearly indicated on the ticket and in the regulations (after expiration - the tool is recognized as unclaimed and sent according to the established scheme: to reserves/social funds/budget - according to the rules).

Form of payment: cash (with limits), bank transfer; for significant amounts - only non-cash and repeated KYC.

5) Ticket sales: offline and online

Offline

Channels: kiosks/agents, cash desks of operators, partner points.

Control: ticket inventory, cash discipline, returns and disposal of unrealized tickets with acts.

Marking: price, series/number, circulation date, rules and references to the regulations, 18 + and RG warning.

Online

AJ digital channel permission is mandatory.

e-KYC (18 +), secure payments, transaction log and electronic ticket/code issuance.

Technical requirements: data protection, logging, integration with AJ reporting, publication of results and ticket history in your personal account.

6) Circulation and publication of results

Draw method: mechanical drum, electronic system/RNG or combined version - with a certified procedure.

Presence of observers/notarization - according to the regulations, with a circulation protocol.

Publication: on the official website/media no later than the deadlines in the regulations; winning combinations, order/place of receiving prizes, support contacts are indicated.

Archive: storage of protocols, videos and logs for the period set by AJ.

7) RG and player protection

Age barrier 18 +. Checking documents during payment and online registration.

Transparency of rules: chances of winning, structure of the prize pool, timing of applying for a prize.

Communications: no promises of "easy money," with RG warnings, no targeting of vulnerable groups.

Complaints/mediation: available referral channel, timeframe for response, escalation to AJ in dispute.

8) AML/KYC and payments

KYC: identification of winner before payout; online - identity verification prior to purchase/withdrawal.

AML/KYT: anomaly monitoring (mass purchases, split operations, attempts to cash out winnings by third parties), sanctions/PEP checks.

Payment methods: cash (with limits), bank cards/transfers, electronic wallets - with mandatory traceability; operations with crypto assets are possible only in permitted models and with enhanced control.

9) Advertising, promotional and social responsibility

Required items: 18 +, RG-marking, link to rules/odds.

Forbidden: misleading promises of income, communication aimed at minors.

Promotions: sweepstakes/tombolas under separate AJ permit; transparent conditions for choosing winners and publication of results.

10) Inspections and sanctions

AJ control: scheduled/unscheduled inspections, reporting audit, point of sale/data center inspection/circulation procedures.

Sanctions: warnings, fines, suspension/revocation of permission; for gross violations - prohibition of activities and transfer of materials to law enforcement agencies.

Typical violations: opaque ticket issue, delay in publication of results, violation of the share of the prize fund, inaccurate advertising.

11) Organizer's checklist (before start-up/regularly)

AJ permission obtained; lottery regulations and circulation plan approved.

Compliance officer appointed, RG/AML/KYC/KYT policies approved.

Channels for publishing results are configured; terms and format of protocols are defined.

For the online channel - e-KYC, data protection, logs and report integration with AJ.

Ticket issue/accounting, return/disposal control, duplicate protection.

Procedures for issuing prizes, sample documents, regulations for working with unclaimed prizes.

Calendar of inspections and stock of documents (video, logs, acts).

12) Player checklist

I buy a ticket only from an official agent/website with an AJ license.

I read the regulations: circulation date, chances, share of the prize fund, timing of applying for a prize.

I save the ticket/electronic code, fix the check/receipt.

I check the results on the official page/media.

If I win, I prepare a document for KYC and go according to the prescribed receipt procedure.

I remember about RG: playing is entertainment, not a way to make money.

13) Typical Questions (FAQ)

Who can run the lottery?

Only organizer with valid AJ permit and approved circulation regulations.

Can I sell tickets online?

Yes, if you have AJ permission on the digital channel and perform e-ACC/data protection/reporting.

How to find out that the circulation is honest?

See: certification of the procedure (drum/RNG), circulation protocols, publication of results on time, the ability to check the ticket by code.

What will happen to unclaimed prizes?

After the end of the circulation period, they are counted according to the regulations (reserve/special funds/budget). The rules are published in advance.

Taxes on winnings are withheld?

Depends on the current norms: withholding at the source is possible when paying large amounts. Information and rates are specified in the regulation and/or T & C.

14) Mini roadmap to launch a new lottery

1. Pre-audit of AJ requirements → layout of regulations/prize scheme.

2. Ticket issue/online storefront setup → protection and batch accounting.

3. e-KYC/AML/KYT setup, reporting cascade for AJ.

4. Pilot circulation (at the request of AJ) → publication of results and collection of feedback.

5. Campaign release → quarterly inspections and adjustments.

National lotteries in Bolivia are a legal and transparent product with strict supervision by AJ. Success is based on three pillars: clear regulations and a share of the prize pool, an impeccable circulation procedure with the publication of results, player protection - 18 +, RG and KYC/AML. For the organizer, this is a license, reporting discipline and impeccable reputation; for the player - understandable rules, confidence in payment and a safe experience of participation.