TOP-5 of countries where there is no tax on winnings
In many countries, the tax burden in gambling falls on the operator, not the player. For the player, this means: the winnings are not subject to personal income tax, there are no deductions during withdrawal, and the transaction history is needed more for KYC/AML than for the declaration. Below are five jurisdictions where such logic is enshrined at the level of practice and legislation. Everywhere there are nuances: resident status, "professional game," certain types of lotteries/excise taxes, but the basic principle is that the player is not charged a tax on winnings.
1) UK - benchmark "tax pays operator"
What for the player: winnings in casinos, bets and lotteries are not subject to personal income tax.
Who pays taxes: operator (remote gaming duty, etc.), plus strict reporting and advertising requirements.
Exceptions and nuances: a player's professional activity can fall into the business sphere (rarely and pointwise). This does not affect UX: cashout is full.
Practical tip: Keep transaction history for disputes/ADRs, but no declaration of winnings is needed.
2) Canada - 'not taxed' unless it's a business
What for a player: winning for a "regular" player is not taxable (windfall).
Who pays taxes: Provincial lottery corporations/operators carry the fiscal burden through their own regimes.
Exceptions and nuances: if the game turns into systematic entrepreneurial activity (for example, pro poker with a provable "business process"), income can be taxed as a business ink.
Practical advice: avoid signs of professionalization (investors, staking like a "firm," etc.) if you want to stay in the zone of "non-taxable gain."
3) Australia - winnings are not taxed by individuals
What's for the player: Winnings (including online and offline) do not participate in the income tax base.
Who pays taxes: operators (gaming machine duty, wagering tax, etc.) depending on the state/territory.
Exceptions and nuances: if the player's activity is recognized as business-like (organized, commercial approach to the game), retraining is possible - an extremely rare case.
Practical advice: with large amounts, prepare a standard KYC package - the win itself is not reflected in the declaration.
4) Ireland - player free, bookie/operator pays
What for a player: winning bets, casinos and lotteries - without personal income tax.
Who pays taxes: there is betting duty on the B2C side and other industry fees are "in the price of the product," not in your declaration.
Exceptions and nuances: as in the British model, if the player proves the status of "professional activity," special interpretations are possible (extremely rare).
Practical advice: keep track of cashout limits and source of funds - this is about AML, not taxes.
5) New Zealand - "winning as luck," not as income
What for a player: winnings are not subject to personal income tax as "windfall gains."
Who pays taxes: operators and lottery organizations according to their regimes (duty/levies).
Exceptions and nuances: if the game develops into commercial activity (organized business on the game), income can be taxed - rare precedents.
Practical advice: Keep a simple paper/digital "estimate" of sessions for your own records and disputes - there's no tax need.
Why "there is no tax for the player," but the money goes to the budget
In these countries, there is a shift in focus to the operator: taxes are levied on GGR (gross gambling income) or through special industry fees. Such an architecture:- simplifies the life of the player (there are no declarations, deductions and "paperwork");
- makes P&L predictable for business (tax "breathes" along with GGR);
- increases the "sewer" - more players remain in the legal segment, where there is protection and control.
Quick reference: what is important to know the player
Frequent questions
Do I need to declare a large win in these countries?
No, if you are an ordinary player, and do not conduct gaming activities as a business. Declaration is not required, but KYC/AML cacheout checks are the norm.
And non-residents need to pay something when withdrawing?
As a rule, no - if you play with a licensed operator in a given country, there are no deductions for the player. But always check the rules of the operator and your bank/payment system.
Can they keep something "for the lottery"?
In the listed holding jurisdictions, the player is an exception. Separate excise taxes/fees sit on the side of the organizer, not the individual.
What about "professional players"?
If the regulator/tax office considers your game a commercial activity (regular, with systemic training, backers, capital management as a business), theoretically, income can be taxed as business profit. For most players, this does not apply.
Practical recommendations to players
1. Play only with licensed operators of the country - this is a guarantee of the absence of deductions for an individual and the presence of protection (ADR, ombudsman).
2. Keep KYC documents in order (passport, address, source of funds for a large withdrawal).
3. Watch out for withdrawal limits and deadlines - this is a contract with the operator, not tax requirements.
4. If you travel and withdraw in another country, take into account the rules of your bank and currency commissions.
5. With very large amounts, consider financial planning advice (not because of the tax on winnings, but because of the management of capital, currency and security).
Important: exceptions and updates
Tax norms tend to change. In some countries, there are special modes for specific games, as well as rare cases of retraining the income of a "professional player." The material reflects the overall picture for 2025: for extreme cases (very large prizes, non-resident status, entrepreneurial activity) it makes sense to make a local check.
If your priority is to get the winnings "in hand" without personal income tax from the player, focus on countries with the "tax pays operator" model: Great Britain, Canada, Australia, Ireland, New Zealand. There, the fiscal burden is built into the operator's economy, and not into your cashouts - the game becomes more transparent, and the withdrawal of funds is more predictable.