How to plan a budget for a month to play

The monthly budget for the game is not a "lucky amount," but a pre-calculated limit of free money, divided into weeks and sessions, with technical insurance against impulses. Below is an understandable constructor: an "availability" formula, a replenishment calendar, setting limits for the operator and the bank, tables and checklists.

1) We consider "free money" (budget base)

Designations:

I - net income/month; E - mandatory spending; S - savings/goals (cushion, contributions, investments).

Discretionary balance: 'D = I − E − S'

Monthly game limit (MGL): 'MGL = D × α', where α = 5-10% (and with debt/instability/stress - 0% before stabilization).

💡 If'D ≤ 0 '- MGL = 0. You cannot play for credit/borrowed money.

2) From MGL - into weeks and sessions

Weekly limit (WGL) = 'MGL/4'.

Period bankroll (BK) = 'WGL' (if you plan by the week) or 'MGL' (if by the month).

Session budget (SB) = 10-20% of current BK.

Stop loss (SL) = SB; stop wines (SW) = 30-50% SB.

The breakdown reduces the risk of "burning" MGL in the early days and gives a predictable pace.

3) Rate as% of the bank (not "by feeling")

Link the bid to the current BK and game volatility:

Low volatility: 1.0-2.0% BK
Mean: 0.5-1.0% BK
High: 0.2-0.5% BK

Recalculate the rate at ± 10% change in BK. Dogon is prohibited.

4) Calendar of the month: when to replenish and when to withdraw

The principle of "small portions": break MGL into 4 equal weekly portions and replenish the account once a week on the same day (for example, on Mondays).

Withdrawal plan: when reaching SW - withdraw 30-50% of profit on the same day.

Calendar (example):

Mon 1: replenishment 'WGL'; Fri 1: Revision of the week, possible conclusion.
Mon 2/3/4: replenishment 'WGL'; Fri 2/3/4: revision, withdrawal/stop.
Last day of the month: Debrief, set 'MGL' for next month.

5) Technical "insurance" at the operator and in the bank (10 minutes)

In the casino cabinet: include deposit limits (day/week/month) = your 'WGL/MGL', loss limit, Reality Check and timeouts/self exclusion.

Set the delay to increase the limits (24-168 hours); decline - enters immediately.

At the bank: use a virtual card with a limit = 'WGL', turn on category blocks (gambling MCC), turn off auto-save cards.

At the operator, turn on the "output lock" (prohibition on canceling payout), if available.

6) "Price of an hour": check if you fit in SB

Expected flow rate estimate:

EL ≈ (spin) × (bet) × (1 − RTP)

Example: 50 min × 8 spins/min = 400 spins; rate 2 cu; RTP 96% →

EL ≈ 400 × 2 × 0.04 = 32 units

If EL> SB - shorten the bet/session length or choose a softer game.

7) Budget profile table (choose your own)

Profile	α (proportion of D)	SB from BK	Time	Comments
Careful	5%	10%	1-2 × "Standard" 45-50 + 10 per week	Maximum comfort, slow pace
Balanced	7,5%	12–15%	2-3 × "Standard" or "Sprints" 25 + 5	Universally
Risky	10%	15–20%	2 × Sprint/week	Only with large D and steel discipline

8) Numerical examples

Example A (I = 2000; E=1450; S=250)

'D = 300 '→ at α = 10% → MGL = 30 → WGL = 75

BK (week) = 7.5 → SB = 1.0 (≈13%) → SL = 1.0; SW=0,3–0,5

Rate (mid-vol) 0.6-0.8% BK ≈ 0.05-0.06 per spin.

Example B (I = 3500; E=2200; S=500)

'D = 800 '→ at α = 7.5% → MGL = 60 → WGL = 15

BK=15 → SB=2–3 → SL=2–3; SW=0,6–1,5

Rate (high-vol) 0.2-0.4% BK = 0.03-0.06.

9) Month control table (minimum fields)

Week	BK start	Replenishment	The result of the week ±	Conclusion	Emo score (1-5)	Next Week Solution
1	15	+15	−2,4	0	2	Leave a bid
2	12,6	+15	+3,0	1,5	2	Test output, no bonuses
3	24,6	+15	−1,2	0	3	"Sprints" 25 + 5
4	23,4	+15	+4,0	2,0	2	Limits unchanged

10) Adjustment rules during the month

Minus week → next week at Sprints and a − rate of 20%.

Two "yellow" emo weeks in a row (level ≥3/5) → a rate cut − 20% and 1 off-day.

Violated SL/SW at least once → time out 24 hours, a week only "Sprints."

A sharp increase in income/spending → recalculate 'D' and 'MGL' from the 1st of next month (not on the fly).

11) "If-then" scenarios (keep handy)

If you want to "close the week at zero" → stop until Monday, without unscheduled replenishment.

If the hand reaches to "raise the rate once" at → end of the session, tomorrow the rate − 20%.

If SL or SW is reached → immediately output (partial output at plus).

If the bonus adjusts the deadline → the game without a bonus; losing a bonus is better than dogging and breaking the rules.

If two bodily stress markers (pulse/sweat/rush) → a pause of 5-10 minutes.

12) Frequent errors - and quick fixes

Burn MGL in the first week. → Weekly refills, calendar and "small portions" only.

Raise limits in the midst of the month. → Increase - only with a delay of 24-168 hours.

Play for credit money. → MGL = 0 to pay off debts.

Ignore the "price of the hour." → Count EL; if EL> SB - reduce rate/time.

Night sessions/alcohol. → Play only day/evening; at night - stop.

13) 30-day implementation plan

Week 1.

Count'D ', set' MGL/WGL ', include limits at the operator/bank.

Start with "Standard" 45-50 + 10, the rate on the volatility matrix.

Week 2.

Switch to "small portions" of calendar refills.

Enter the test-output rule (partial output at plus).

Week 3.

Evaluate the metrics: compliance with SL/SW, emo level, absence of "one-time increases."

With impulses - a rate − 20%, a week on "Sprints."

Week 4.

Total of the month: fill in the control table, adjust 'MGL' for the next month (only from 'D', not from 'I want').

KPI of the month: ≥90% compliance with SL/SW; 0 dogon; mean emo score ≤ 3/5; there are no night marathons.

14) Before-after checklists

Before (1st of the month)

Calculated I, E, S, D; MGL installed, split into WGL.
Operator/bank limits set up; "output lock" is on.
A replenishment/output calendar has been created.

During (each week)

Replenishment is calendar only.
Sprint/Standard sessions, pauses met.
Any SL/SW - output; "dogon" is prohibited.

After (end of week/month)

Control table is full; conclusion on profit made.
Decisions are made for the next week/month (rate, mode, limits).

15) Card on screen (copy)

💡 MGL: ____ WGL: ____ BK (week): ____
SB: ____ SL = SB SW = 30–50% SB
Rate: __% BK (no catch)
Calendar: replenishment by Mon; revision/output as per pt
Rules: EL ≤ SB Limits increase - only with delay Night sessions no

Responsibly and by law

Play only with free money and follow the laws of your jurisdiction and the rules of the operator (KYC/AML, max bet, contribution of games). Signs of loss of control (debts, secret deposits, "dogon") - a reason to turn on the timeout 24-72 hours and turn to specialized specialists/support lines.

The monthly budget is a formula + calendar + discipline: they counted 'D' → asked 'MGL/WGL' → divided into sessions ('SB/SL/SW') → included technical "insurances" → live on the replenishment and conclusion calendar. This order keeps emotions and expenses within, and the game in the status of a safe, predictable hobby.