How to make deposits without commission

💡 Important: play only with licensed operators and set deposit/time/loss limits before replenishment. The purpose of this guide is to save on payment costs, and not to increase the volume of the game.

1) Where the commission actually arises

1. Bank/wallet: international operation, e-wallet replenishment, P2P, "presence" of currency margin.

2. The payment provider has a casino: fix/percentage (often hidden, but "shifted" into the course).

3. Currency conversion: spread of 0.5-3% or more.

4. DCC (Dynamic Currency Conversion): settlement in the "bank currency" with a super spread.

5. Method-specificity: vouchers, mobile payments, SWIFT - almost always with a fee.

Rule No. 1: we strive for a scheme with 0-1 conversion and without provider fees.

2) Basic "zero" deposit formula

Currency match (bank/wallet ↔ casino account)

Method without fee at the casino (often cards locally/quick bank transfers/part of e-wallets)

Disabled DCC (Merchant Currency Payment)

= 0% or close to zero.

3) Quick solution map

Is there a local currency in the casino and in the bank? → Pay in merchant currency, without DCC.

Don't have your currency in the casino? → Use a multi-currency e-wallet, convert in advance at a favorable rate → a deposit in the currency of the casino account.

Is the local "instance" available (Open Banking/SEPA Instant/Faster/UPI/Pix/Interac)? → Often 0% on the casino side and without conversion.

Vouchers/SWIFT? → Almost always with a fee - we save for test microsums or large international transfers (rarely).

4) Method table: where more often "0%"

Method	0% chance at casino	Hidden cost risk	What to check
Cards (Visa/Mastercard, Apple/Google Pay)	High	DCC, bank spread	Merchant Currency, 3-D Secure Enabled
E-wallets (Skrill/Neteller/PayPal/Local)	Medium-high	Wallet replenishment/conversion	Top-up/withdrawal fee, purse currency = account currency
Fast banks (Open Banking/Instant/SEPA Instant/Faster/UPI/Pix/Interac)	High	Bank fees (rare), limits	Transaction limits/day, schedule
Classic Banking (SEPA/SWIFT)	Low	Bank/correspondent account fees	Only for large amounts, currency matching
Vouchers/prepayment	Average	Discharge/quenching charge	Usually input only, no output

5) 15 practices to pay 0%

1. Pay in merchant currency. On the payment screen, reject the DCC ("Pay in merchant currency" button).

2. Synchronize currencies. Casino account ↔ card/wallet in one currency.

3. Multi-currency wallet. Convert inside the wallet in advance, catching the best rate, then pay in the account currency.

4. Local "instants." Choose Open Banking/Faster/SEPA Instant/UPI/Pix/Interac: 0% more often and no spread.

5. Look for "fee-free" windows. Some operators/wallets have days/limits with 0% (reported in the cash desk/news).

6. Don't crush the deposit unnecessarily. Fix for the operation "eats" small amounts (relevant for vouchers/bank).

7. Disable cash advance at the bank. Check how your bank encodes the merchant so that the replenishment does not go as a "cash loan."

8. Replenish your wallet in the "right" way. Often replenishment from a local bank → 0%; card → 1-2% (avoid).

9. Check min. deposits by method. Sometimes 0% acts from a certain threshold.

10. Keep one "two-way" method. Input = output → fewer manual checks, fewer unexpected holds.

11. Bonus - not a reason to overpay. If the stock requires an "expensive" method, consider: bonus - commission = real benefit.

12. Avoid double conversion. USD→EUR→lokalnaya is − 2-5% with no chance.

13. See "fee absorbed by merchant." Sometimes the operator covers the fias of cards/wallets (usually indicated in small print).

14. Test on a minimum. One trial deposit - photo/screen of the total amount and course.

15. Enable 2FA and 3-D Secure. Banks are more loyal to "properly authorized" payment flows → fewer strange deductions.

6) Mini "hidden price" deposit calculator

Fold:

Conversion spread (bank/wallet),%;
Provider commission (fix/%), Wallet replenishment commission (if any).

The goal: to achieve 0-0.3% in total (in fact - zero) due to the coincidence of currencies and the "correct" rail.

Example:

Card in EUR → casino account in EUR: spread 0%, commission 0% → total 0%.
Wallet: replenishment by a local bank 0%, exchange in a wallet 0.4%, deposit 0% → 0.4% (often acceptable).

7) Frequent traps - and how to get around them

Default DCC. On the screen you see the amount in the "native" currency of the bank? Look for a switch to merchant currency.

"Free" deposit, but paid top-up wallet. We look at the entire chain, not only the "casino cashier" step.

A bus that makes you pay more. Uncheck the auto-acceptance box - count the benefits first.

A voucher for the sake of privacy → the result more expensive. For "zero" is not the best way; leave a voucher for microtests.

SWIFT for the sake of one conversion. Almost always overpayment; use local rails/SEPA Instant.

8) Step-by-step "commission-free start plan" (30 minutes)

1. Operator check: license, section Payments/Fees/Within.

2. Rail selection: local instance or map without DCC; reserve - multi-currency wallet.

3. Currency: set the wallet/card to the same currency as the casino account.

4. Test deposit: minimum → screen total amount/course (0%? ok).

5. Limits and 2FA: include deposit/time/loss + 2FA; bus - turn off.

6. Test cashout: a small amount by the same method - to understand the timing/possible fee at the output.

9) Check list "deposit without commission"

Paying in merchant currency, DCC disabled.
Currencies match (bank/wallet = casino account) or one pre-profitable conversion in the wallet.
Two-sided method (input = output) with 0% operator selected.
Wallet replenishment - through a local bank 0%, not a card with a fee.
The bus is disabled, the conditions of the shares are clear.
Test deposit made and course/total scanned.

10) FAQ (short)

Is 0% always real?

Often - yes, if the currencies coincide and the local/card "zero" rail without DCC is selected. Sometimes the residual spread of 0.1-0.3% is practically zero.

Which is more important: commission or course?

Course. Even a "0% commission" is meaningless with a bad exchange rate. See the write-off amount and the real rate.

E-wallet or card for zero?

If the currency matches, the card/Apple/Google Pay often gives zero. If the currencies are different, a wallet with a preliminary exchange is more profitable.

Can methods be combined?

Yes, but the conclusion is more often along the same chain. Combinations increase the risk of CUS/delays and hidden fias.

11) Responsible play

Deposit/loss/time limits - before the first replenishment.

Avoid "dogons" while waiting for withdrawal; use timeout/self-exclusion for discomfort.

Never use someone else's details and VPN for the sake of a "better course" - this is the way to block.

Zero deposit is not magic but a discipline: single-line currencies, no DCC, correct rail and one two-way method. Add a test payment at the minimum wage, fix the actual rate and keep the limits - and your replenishment will be fast, predictable and practically free.