How to set limits on deposits and rates
Shortly
Limits are rules adopted in advance "in a cold head." They protect the budget, streamline sessions and block impulsive decisions. The setup includes three steps: define an entertainment budget, break it down by periods (month/week/day/session) and include technical barriers (timeouts, delays for increases).
1) Types of limits and why everyone is needed
Deposit limit (day/week/month): maximum amount of replenishment. Controls the entry of money into the system.
Loss limit: maximum "minus" per session/period. Stops "dogon."
Turnover/rate limit: ceiling of total rates per period - useful for frequent short sessions.
Time limit: duration of one session and/or number of sessions per day.
Winning limit for withdrawal (optional): fixes part of the profit to the wallet, reducing its "eating."
Limit of replenishment methods: prohibition of loans/microloans, only "entertainment wallet."
2) Safe budget formula (5 steps)
1. Calculate your net monthly income.
2. Deduct mandatory expenses + contributions to goals/reserve.
3. From the balance, allocate an entertainment budget = 2-5% (conservatively).
4. Break down the budget by period:- Month → basic deposit limit.
- Week = 1/4 of a month.
- Day = 1/5-1/7 week (or play only on selected days).
- Loss limit per session = 20-33% of weekly limit.
- Session time limit = 30-60 minutes, max. 1-2 sessions/day.
3) How to distribute limits between deposit and rates
Example: weekly deposit limit = 100 cu.
Loss limit per session = 25 cu.
Session time = 45 minutes (pause every 25-30 minutes).
Turnover limit = 10-15 × of the average rate per session (so that the pace does not accelerate without a note).
"Bet Grid": Select a base rate so that 100-200 spins/markets are within the loss limit per session.
4) Ready-made scenarios (substitute your numbers)
Rare sessions (1-2 times/week):- Month: 3% of income → Week: 1/4 → Session: 30-45 min; Losses ≤ 25% of the week; Turnover ≤ 10 × of base rate.
- Month: 2% of income → Week: 1/4 → Day: 1/5 weeks; 2 sessions of 25-30 minutes; Losses/session ≤ 20% of the week.
- Month: 1% income, no right to increase 8 weeks; Losses/session ≤ 15% of the week; mandatory 24 hours between game days.
5) In-product setup technique (checklist)
Account:- Include deposit limits: day/week/month (numbers from item 2).
- Enable loss limit (session/day/week).
- Restrict sales/rates (optional).
- Configure timers: reality-check every 20-60 minutes.
- Enable AutoStops and disable AutoBacks/Fast Markets.
- Prohibit credit sources, replenish only from the "entertainment wallet."
- Separate card/wallet with daily limit and no overdraft.
- Auto-replenishment once a week/month (and no unscheduled replenishment).
- Spending Notifications and Daily Payment Ceiling.
6) "Delay to increase" as insurance
Any increase in limits - only with a waiting time of 24-168 hours.
Reduction of limits - immediately; increase - after "cooling."
You cannot change limits on the day of an active session.
This adds "friction" and protects against decisions "with emotion."
7) Stop policy (what happens when the limit is reached)
1. Loss/time/turnover limit reached → automatic stop.
2. Record the result in the diary: input/output/emotions (1 minute).
3. The next game is only in the next calendar slot (not until the next day in a minus/emotional session).
4. Any replenishment - blocked until the start of a new period.
8) Frequent mistakes and how to avoid them
Raise limits "in flight." It is treated with a delay and prohibition of edits on the active day.
Count "by session," not by period. Always watch the week/month.
Mix wallets. Keep the playing amount separate.
Play on emotions. If emotions> 5/10 - pause 24 hours.
"Catch up" loss. Reaching limit = stop without bargaining.
9) Personal limit card template (fill in and keep handy)
Monthly deposit limit: ___
Weekly deposit limit: ___
Daily deposit limit: ___
Loss limit per session: ___
Daily turnover/rate limit: ___
Duration of one session: ___ minutes (pause every ___ minutes)
Delay in raising limits: ___ hours
Prohibited sources of replenishment: credit cards/microloans - prohibition
10) Mini-FAQ
What is more important - the deposit or loss limit? Both: the deposit limits the entry of money, losses - prevent "dogon" within the period.
Do I need to set a turnover limit? Useful if you have a lot of short bets - this restrains the acceleration of the pace.
When to revise the numbers? Once every 1-3 months in a calm state. Increase - only after "cooling."
11) For operators/developers (by design)
The limits are visible "on the first screen," setting in 2-3 clicks.
Changing limits - only with a delay; excess/suspicious pattern notifications.
Reality-check by timer; autopause after N minutes/rates.
Weekly reports to the player: amount, time, dynamics; "limit templates" by behavior profile.
Stop promo during timeout/after limits; banning credit cards.
Limits are your "insurance belt" and at the same time your game plan. Define a safe budget, break it down by period, include technical barriers and don't change rules in a hot moment. So the game remains entertainment, not a source of financial stress.